What to Do if You're the Victim of a Hit and Run

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As the victim of a hit and run accident, you may wonder what you should do. You may be facing injury, financial loss, medical bills and a damaged car or property. Although you may be scared and angry, there are several things you should do as the victim after a hit and run accident.

Immediately After the Accident

If someone hits you and leaves, there are certain steps you should take immediately after the accident:

  • Assess your medical condition. Do you need help? If so, contact an ambulance immediately on your cell phone if you are able to or try to attract the attention of a passing car who may be able to come to your aid
  • Write down any details or information you can remember about the car who hit you. The color of the car, the license plate number or letters (or at least part of them), and any details about the driver can all be important
  • Ask for the names and addresses of any witnesses at the scene. They may be able to help you later if the hit and run driver is identified
  • Call the police immediately. They can come to the scene to write up an accident report and to access what happened.
  • Contact your own insurance company. If the hit and run driver cannot be found, then they may provide you with coverage.

Exploring Your Recovery Options

If you have been  hit by a hit and run driver, you may not be able to recover your damages from that person’s insurance company unless the police are able to identify the driver and track him down. As such, your recovery may be limited. For many people, they can recover under the terms of their own insurance policies; however, such recovery depends on you having the appropriate type of coverage. For example:

  • If you have uninsured or underinsured motorist coverage, your insurance company will essentially stand in for the driver and pay the money he would have had to pay you, had he stopped the car as he should have. If the driver is ever found, your insurance company can then sue him- or his insurance company- to get their money back.
  • If you have personal injury protection, this will automatically cover your injuries and medical bills. You may be limited in recovering for pain and suffering damages

If you don’t have the appropriate types of coverage, you may have to pay out of pocket. If so, you can sue and get the money spent back from the other driver if the police identify him.

Finding Legal Help

An experienced hit and run attorney can help you with every step of the process. He can help you to determine what type of coverage may pay your bills, as well as how you should proceed ins peaking with your insurance company regarding the hit and run accident.